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Papers/Reports | June 6, 2012

An Analysis of Agent Earnings in Fee-for-Service Savings Groups

This paper shares findings from a large-scale Randomized Control Trial of households that participated in Savings and Internal Lending Community groups in Kenya, Tanzania and Uganda. It looks at patterns in group payments. It also compares Private Service Providers' incomes and field agents' stipends. This is the fourth research brief in the SILC Innovations series.


  • Project background--SILC and the PSP model

  • Overview of research design

  • Overview of Private Service Provider earnings

  • How do Private Service Provider earnings compare to field agent stipents

  • Distribution and variance of payments

  • Trend analysis on payments

  • Understanding the trend, part 1: Alternative payment schemes and part-time work

  • Understanding the trend, part 2: Having to pay vs. getting things for free

  • Conclusion: Kenya is "best performer"

  • Additional research background