Benefits

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We value employee wellbeing and know that employee benefits make up an important part of your total compensation package. CRS strives to offer the best available plan options. We are pleased to provide you with a comprehensive and cost-effective benefits package.


        

U.S. Based Staff Benefits Package

  • In general, employees who are hired by CRS for a minimum of 35 hours per week are eligible for the benefits below. Employees working fewer than 35 hours may be eligible for pro-rated benefits.

Health & Welfare Plans

  • GROUP HEALTH INSURANCE: Eligible upon date of hire. Coverage is provided through a PPO network and includes medical, vision and prescription coverage. The plan covers doctor visits, preventive care, hospitalization, surgery and emergency care, subject to limitations in the Summary Plan description. Employees pay a percentage of premium based on coverage selected.
  • DENTAL: Eligible upon date of hire, coverage is provided through a PPO network. The plan covers diagnostic and preventive care at 100%, with no deductible. Employees pay a premium based on coverage selected.
  • FLEXIBLE SPENDING ACCOUNT (FSA): Eligible upon date of hire; allows employees to contribute money to an FSA via pre-tax payroll deductions for unreimbursed health care expenses. Also allows qualified dependent care expenses for child and elderly care that are not reimbursable from any other source. Health care calendar year limit is $2,700 for 2019; dependent care calendar year limit is $5,000.
  • SHORT-TERM DISABILITY: Eligible after 6 months of employment; 100%funded by CRS. Sixty percent of basic monthly pay, up to a maximum monthly benefit of $10,000.
  • LONG-TERM DISABILITY: Eligible after 6 months of employment; 100% funded by CRS. Sixty percent of basic monthly pay, up to a maximum monthly benefit of $10,000, begins after the 13th week of disability for those up to age 65.
  • BASIC LIFE INSURANCE: Eligible upon date of hire; 100% funded by CRS for employee only. Benefit pays two times the employee’s annual base salary up to a maximum of $500,000.
  • ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE: Eligible upon date of hire; 100% funded by CRS for employee only. The benefit includes a lump sum death benefit equal to two times the employee’s annual base pay up to a maximum of $500,000. A benefit may be payable if employee is seriously injured in an accident.
  • SUPPLEMENTAL LIFE INSURANCE: Eligible upon date of hire; 100% funded by employee for themselves, spouse and/or children. Options up to a maximum of $500,000 for employee, up to $100,000 for spouse and up to $25,000 for children. Evidence of insurability may be required.
  • BUSINESS TRAVEL ACCIDENT: Eligible upon date of hire; 100% funded by CRS for employees traveling on official CRS business. Beneficiary paid $100,000 upon employee death.
  • EMPLOYEE ASSISTANCE PLAN: Eligible upon date of hire; 100% funded by CRS for employees and household members. Provides confidential support services to assist in resolving personal and professional concerns or problems. EAP Flier

Retirement Plans

DEFINED CONTRIBUTION 403(B) PLAN

  •  Employees are eligible to participate in the 403(b) plan upon date of hire. The employee must have a valid U.S.-issued Social Security number to participate in the 403(b) plan.
  • Employees are automatically enrolled in the plan at 3% of employee’s annual base salary.
  • Employee contributions to the plan may be made on a pretax and/or after-tax basis, subject to IRS annual limits.
  • Employees are eligible for the CRS match after 6 months of employment. The match is 50%, up to 6% of employee’s annual base salary.
  • The plan follows an immediate vesting schedule.

CRS will make the following discretionary contributions to the 403(b) plan whether you participate or not:

  • All employees: 7% of employee’s annual base salary.
  • Employees earning less than $45,000: 3% of employee’s annual base salary.

Leave

  • VACATION LEAVE 15 paid business days per year (Regular & Short-Term Employees)
  • SICK LEAVE 12 paid business days per year (Regular Employees Only)
  • HOLIDAYS 12 paid holidays per year (Regular Employees Only)
  • PERSONAL BUSINESS 4 days per year (Regular Employees Only)

Additional Benefits

  • TUITION ASSISTANCE: Eligible after 6 months of employment, employees may receive up to $5,200 per fiscal year.
  • CRS FITNESS FACILITY: Eligible upon date of hire; employee may use the onsite facility for $20 per month.
  • STATE EMPLOYEES CREDIT UNION (SECU): Free membership to employees and members of their immediate family.
  • PARENTAL LEAVE: Eligible after 6 months of employment.
  • MEDICAL EVACUATION: Eligible upon date of hire; 100% funded by CRS. Medical emergency evacuation service for employees when traveling overseas for CRS.
  • PARKING: Discounted monthly parking rate at a local garage. (Baltimore HQ Only).

Mandated Benefits

  • MEDICARE (Regular, Full Time, & Short-Term Staff)
  • SOCIAL SECURITY (Regular, Full Time, & Short-Term Staff)
  • STATE UNEMPLOYMENT INSURANCE U.S. Citizens only (Regular, Full Time, & Short-Term Staff)
  • WORKERS’ COMPENSATION
  • MEDICAL CONTINUATION
  • HIPAA

Employees may enroll eligible dependents through proof of relationship. As a Catholic agency, CRS designs and conducts its benefit programs consistent with Catholic values and teaching. This extends to the nature of the services provided and determining eligibility for dependent coverage, as well as the definition of marriage and spousal relationships. (cf. Catechism of the Catholic Church, 1601ff.)

U.S. Based Benefits Summary

Expatriate Staff Benefits Package

  • In general, employees who are hired by CRS for a minimum of 35 hours per week are eligible for the benefits below. Employees working fewer than 35 hours may be eligible for pro-rated benefits.

Leave

  • VACATION LEAVE: 20 paid business days per year (Please note, Expatriate Staff who work as Expatriate Telecommuters receive 15 days per year)
  • SICK LEAVE: 12 paid business days per year
  • HOLIDAYS: 12 paid holidays per year
  • PERSONAL BUSINESS: 4 paid business days per year

Health & Welfare Plans

  • GROUP HEALTH INSURANCE: Eligible upon date of hire. Coverage is provided through a PPO network and includes medical, vision and prescription coverage. The plan covers doctor visits, preventive care, hospitalization, surgery and emergency care, subject to limitations in the Summary Plan description. Employees pay a percentage of the premium based on coverage selected.
  • DENTAL: Eligible upon date of hire, coverage is provided through a PPO network. The plan covers diagnostic and preventive care at 100%, with no deductible. Employees pay a premium based on coverage selected.
  • PERSONAL/HOUSEHOLD INSURANCE: Eligible upon date of hire, 100% funded by CRS. Covers up to $10,000 in losses.
  • SHORT-TERM DISABILITY: Eligible after 6 months of employment; 100% funded by CRS. Sixty percent of basic monthly pay, up to a maximum monthly benefit of $2,500.
  • LONG-TERM DISABILITY: Eligible after 6 months of employment; 100% funded by CRS. Sixty percent of basic monthly pay, up to a maximum monthly benefit of $10,000, begins after the 13th week of disability for those up to age 65.
  • BASIC LIFE INSURANCE: Eligible upon date of hire; 100% funded by CRS for employee only. Benefit pays two times the employee’s annual base salary up to a maximum of $500,000.
  • ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE: Eligible upon date of hire; 100% funded by CRS for employee only. The benefit includes a lump sum death benefit equal to two times the employee’s annual base pay up to a maximum of $500,000. A benefit may be payable if employee is seriously injured in an accident.
  • SUPPLEMENTAL LIFE INSURANCE: Eligible upon date of hire; 100% funded by employee for themselves, spouse and/or children. Options up to a maximum of $500,000 for employee, up to $100,000 for spouse and up to $25,000 for children. Evidence of insurability may be required.
  • BUSINESS TRAVEL ACCIDENT: Eligible upon date of hire; 100% funded by CRS for employees traveling on official CRS business. Beneficiary paid $100,000 upon employee death.
  • MEDICAL EVACUATION: Eligible upon date of hire; 100% funded by CRS. Medical emergency evacuation service for employees and their dependents, when traveling and/or living overseas for CRS.
  • EMPLOYEE ASSISTANCE PLAN: Eligible upon date of hire; 100% funded by CRS for employees and household members. Provides confidential support services to assist in resolving personal and professional concerns or problems. EAP Flier

Retirement Plans

DEFINED CONTRIBUTION 403(B) PLAN OR FIDELITY OFFSHORE ACCOUNT

  • Employees are eligible to participate in the 403(b) plan or Fidelity Account upon date of hire. The employee must have a valid U.S.-issued Social Security number to participate in the 403(b) plan.
  • Employees who are non-U.S. citizens may participate in the offshore account with Fidelity.
  • Employees are automatically enrolled in the plans at 3% of employee’s annual base salary.
  • Employee contributions to the plan may be made on a pretax and/or after-tax basis, subject to IRS annual limits.
  • Employees are eligible for the CRS match after 6 months of employment. The match is 50%, up to 6% of employee’s annual base salary.
  • The plan follows an immediate vesting schedule.

CRS will make the following discretionary contributions to the 403(b) plan whether you participate or not:

  • All employees: 7% of employee’s annual base salary.
  • Employees earning less than $45,000: 3% of employee’s annual base salary.

Additional Benefits

  • ALLOWANCES: CRS may provide the following allowances for employees and their families: housing, education, cost of living, relocation, shipping, and hazard and hardship.
  • TUITION ASSISTANCE: After 6 months of employment, employees may receive up to $5,200 per fiscal year for approved courses.
  • HOME LEAVE: All Regular Expatriate employees are eligible for Home Leave. Staff living outside of their home country but considered telecommuters are not eligible for Home Leave. Employees receive up to three (3) days (up to 21 hours) of travel time based on actual duration of travel. Home Leave is awarded on the anniversary of the hire date or the date of latest transfer overseas (if the employee has worked for CRS in the United States), whichever is more recent. CRS covers the airfare for annual home leave for employees and eligible dependents.
  • PARENTAL LEAVE: Eligible after 6 months of employment.
  • STATE EMPLOYEES CREDIT UNION (SECU): Free membership to employees and members of their immediate family.

Mandated Benefits

  • MEDICARE (Regular, Full Time, & Short-Term Staff)
  • SOCIAL SECURITY (Regular, Full Time, & Short-Term Staff)
  • STATE UNEMPLOYMENT INSURANCE U.S. Citizens only (Regular, Full Time, & Short-Term Staff)
  • WORKERS’ COMPENSATION
  • MEDICAL CONTINUATION
  • HIPAA

Employees may enroll eligible dependents through proof of relationship. As a Catholic agency, CRS designs and conducts its benefit programs consistent with Catholic values and teaching. This extends to the nature of the services provided and determining eligibility for dependent coverage, as well as the definition of marriage and spousal relationships. (cf. Catechism of the Catholic Church, 1601ff.)

We want you to be familiar with the following key policies as you start your career at CRS. This is not an exhaustive list of CRS polices. You will have access to all CRS policies on the CRS Intranet. It is every employee’s responsibility to be aware of and abide by CRS policies and procedures.